Terms of use

Who operates this site

• Owner: Alex Fernández (Spain)
• Email: hello@fraudfirstaid.com

Information, not advice

Our guides and tools give general information to help you act quickly and safely. They are not legal, financial, tax or professional advice, and using them does not create any client relationship. For decisions about your situation, contact your bank, the relevant agency or a qualified professional.

Accuracy

We check every step against official sources and show the date each guide was last reviewed, but agencies and companies change their procedures. If our content and an official source disagree, follow the official source, and please let us know.

Tools

Our tools are provided free and "as is". They run in your browser and don't store what you enter on our servers.

Links to other sites

We link to official and third-party websites. We are not responsible for their content or their privacy practices.

Liability

To the extent the law allows, we are not liable for losses arising from the use of this site. Nothing in these terms limits rights you have under consumer protection laws that apply to you.

Applicable law

These terms are governed by Spanish law, without prejudice to mandatory consumer protections where you live.